The QILDRO takes effect with the first affected payment that occurs at least 30 days after TRS received a valid QILDRO. TRS annuity payments are disbursed on the first of each month for the prior month. Generally, expect about a three-month period from the date TRS received a valid QILDRO, and Calculation Order if required, until the alternate payee begins to receive monthly payments from TRS. During this interim period, the couple must make arrangements between themselves if the divorce obligates the TRS member to pay a portion of the monthly retirement benefit to the former spouse.
When will the alternate payee start receiving QILDRO payments?
If the member is not yet retired when TRS receives the QILDRO, the alternate payee and member will start receiving payments at the same time (unless TRS is waiting for a Calculation Order). When the member is already receiving retirement benefits, the first payment date will vary with the date TRS receives the QILDRO. Here are some examples: