Teachers' Retirement Insurance Program (TRIP) Monthly Premium Contribution Rates
Current
Effective July 1, 2025 - June 30, 2026
| Type of Plan | Not Medicare Primary Under Age 26 |
Not Medicare Primary Age 26-64 |
Not Medicare Primary Age 65 & Above |
Medicare Primary* All Ages |
|
| Benefit Recipient | Managed Care Plan (OAP & HMO) | $121.18 | $370.76 | $503.81 | $149.28 |
| Teachers' Choice Health Plan (TCHP) | $308.40 | $857.02 | $1,300.03 | $346.83 | |
| TCHP when managed care is not available in your county | $156.11 | $431.60 | $653.58 | $176.03 | |
| Dependent Beneficiary | Managed Care Plan (OAP & HMO) | $484.89 | $1,483.01 | $2,015.19 | $517.23 |
| Teachers Choice Health Plan (TCHP) | $624.46 | $1,726.40 | $2,614.28 | $704.09 | |
| TCHP when managed care is not available in your county | $624.46 | $1,726.40 | $2,614.28 | $533.28 | |
* Send a copy of your Medicare card to TRS. If you or your dependent is actively working and eligible for Medicare, or you have additional questions about this requirement, contact the CMS Group Insurance Division, Medicare Coordination of Benefits (COB) Unit.
Upcoming
Effective July 1, 2026 - June 30, 2027
| Type of Plan | Not Medicare Primary Under Age 26 |
Not Medicare Primary Age 26-64 |
Not Medicare Primary Age 65 & Above |
Medicare Primary* All Ages |
|
| Benefit Recipient | Managed Care Plan (OAP & HMO) | $127.24 | $389.30 | $529.00 | $156.74 |
| Teachers' Choice Health Plan (TCHP) | $323.82 | $899.87 | $1,365.03 | $364.17 | |
| TCHP when managed care is not available in your county | $163.92 | $453.18 | $686.26 | $184.83 | |
| Dependent Beneficiary | Managed Care Plan (OAP & HMO) | $509.13 | $1,557.16 | $2,115.95 | $543.09** |
| Teachers Choice Health Plan (TCHP) | $655.68 | $1,812.72 | $2,744.99 | $739.29 | |
| TCHP when managed care is not available in your county | $655.68 | $1,812.72 | $2,744.99 | $559.94** | |
* Send a copy of your Medicare card to TRS. If you or your dependent is actively working and eligible for Medicare, or you have additional questions about this requirement, contact the CMS Group Insurance Division, Medicare Coordination of Benefits (COB) Unit.
** Medicare Primary Dependent Beneficiaries enrolled in a managed care plan, or in TCHP when no managed care plan is available, receive a premium subsidy.
TRAIL MAPD Monthly Premium Contribution Rates
Effective Jan. 1, 2026
|
|
PPO Plan Aetna |
|
Member Rate |
$7.72 |
|
Dependent Rate |
$28.50 |
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