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RE-ENROLLMENT IN TRIP & TRAIL
A law signed in August of 2018 allows TRS members and their dependents (who are eligible) re-enrollment opportunities “during any applicable annual open enrollment period” set up by the Illinois Department of Central Management Services (CMS), which administers the Teachers’ Retirement Insurance Program (TRIP) and the Total Retiree Advantage Ill
TRIP Out-Of-State Accessibility
The Teachers’ Retirement Insurance Program (TRIP) offers two types of insurance plans: medical indemnity and managed care. The Teachers’ Choice Health Plan (TCHP) is a medical indemnity plan. The TCHP is accessible in every state and in every state county. This means the TCHP is a plan option regardless of where you live.
Teachers' Retirement Insurance Program (TRIP) Health Insurance
Eligibility
Members who receive a retirement or disability benefit are eligible for TRIP insurance coverage. Members who receive a retirement benefit must have at least 8 years of service credit. Active and inactive members are not eligible.
Retirement FAQs
Answers to Common Retirement Questions from Tier 1 Annuitants
This brochure was written for members who have been retired for more than one year. It covers some common questions TRS receives from annuitants.
Health Insurance
TRIP and TRAIL: What do you need to do during the 2025 Benefits Choice Period that ends on June 2, 2025? TRIP is the primary medical and prescription drug program for retirees who are not yet eligible for Medicare. In 2025, vision & dental will be included. TRAIL is the Medicare Advantage program for retirees who are Medicare eligible.