Teachers' Retirement Insurance Program (TRIP)
Benefit recipients who enroll in the Teachers’ Retirement Insurance Program (TRIP) receive health, prescription and behavioral health coverage. Dependent beneficiaries can be enrolled in the program at an additional cost and will have the same health plan as the benefit recipient. The monthly premium is based on the type of coverage selected and the permanent residence on file with TRS. Further information about MyBenefits Service Center is available at https://www.illinois.gov/cms/benefits/Teachers/Pages/TRIPContactInformation.aspx.
2018 Benefit Choice Period
The 2018 Benefit Choice Period for insurance changes during the fiscal year that begins on July 1 is May 1 through May 31, 2018. The period allows benefit recipients to change health plans and/or add eligible dependent coverage if never previously enrolled.
State of Illinois Employment?
TRS members with at least five years of service with a qualified state of Illinois agency may be eligible for benefit options under the State of Illinois Group Insurance Plan. At retirement, we will send information to members who qualify for the plan.
Monthly premiums through June 30, 2018
|Type of Plan||Not Medicare Primary Under Age 26||Not Medicare Primary Age 26-64||Not Medicare Primary Age 65 & Above||Medicare Primary All Ages|
|Benefit Recipient||Managed Care Plan (OAP & HMO)||$79.43||$246.75||$336.19||$97.51|
|TCHP (PPO) when a managed care plan is available||$206.16||$581.87||$875.10||$231.22|
|TCHP (PPO) when a managed care plan is unavailable in your county||$103.08||$290.94||$437.56||$115.62|
|Dependent Beneficiary||Managed Care Plan (OAP & HMO)||$317.86||$986.98||$1,344.71||$337.82|
|TCHP (PPO) when a managed care plan is available||$412.31||$1,163.75||$1,750.20||$462.44|
|TCHP (PPO) when a managed care plan is unavailable in your county||$412.31||$1,163.75||$1,750.20||$346.84|