Teachers' Retirement Insurance Program (TRIP)
Benefit recipients who enroll in the Teachers’ Retirement Insurance Program (TRIP) receive health, prescription and behavioral health coverage. Dependent beneficiaries can be enrolled in the program at an additional cost and will have the same health plan as the benefit recipient. The monthly premium is based on the type of coverage selected and the permanent residence on file with TRS. Further information about MyBenefits Service Center is available at https://www.illinois.gov/cms/benefits/Teachers/Pages/TRIPContactInformation.aspx.
2018 Benefit Choice Period
The 2018 Benefit Choice Period for insurance changes during the fiscal year that begins on July 1 was May 1 through May 31, 2018. The period allowed benefit recipients to change health plans and/or add eligible dependent coverage if never previously enrolled.
State of Illinois Employment?
TRS members with at least five years of service with a qualified state of Illinois agency may be eligible for benefit options under the State of Illinois Group Insurance Plan. At retirement, we will send information to members who qualify for the plan.
Teachers' Retirement Insurance Program Rates as of July 1, 2018
|Type of Plan||Not Medicare Primary Under Age 26||Not Medicare Primary Age 26-64||Not Medicare Primary Age 65 & Above||Medicare Primary All Ages|
|Benefit Recipient||Managed Care Plan (OAP & HMO)||$83.40||$259.09||$353.00||$102.39|
|TCHP (PPO) when a managed care plan is available||$216.47||$610.96||$918.86||$242.78|
|TCHP (PPO) when a managed care plan is unavailable in your county||$108.23||$305.49||$459.44||$121.40|
|Dependent Beneficiary||Managed Care Plan (OAP & HMO)||$333.75||$1,036.33||$1,411.95||$354.71**|
|TCHP (PPO) when a managed care plan is available||$432.93||$1,221.94||$1,837.71||$485.56|
|TCHP (PPO) when a managed care plan is unavailable in your county||$432.93||$1,221.94||$1,837.71||$364.18**|
* You must enroll in both Medicare Parts A and B to qualify for the lower premiums. Send a copy of your Medicare card to TRS. If you or your dependent is actively working and eligible for Medicare, or you have additional questions about this requirement, contact the CMS Group Insurance Division, Medicare Coordination of Benefits (COB) Unit at (800) 442-1300 or (217) 782-7007.
** Medicare Primary dependent beneficiaries enrolled in a managed care plan, or in TCHP when no managed care plan is available, receive a premium subsidy.