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Chapter 1: Introduction
Created by the Illinois General Assembly in 1939, TRS has grown to be one of the largest teachers’ retirement systems in the United States with more than 456,000 active members, annuitants, and benefit recipients.
Benefit Options for Members with Less Than Five Years of Service Credit
Single-Sum Retirement Benefit
A TRS member with less than five years of service credit and who taught after July 1, 1947, is eligible to receive a single-sum retirement benefit at age 65. This benefit is a standard annuity calculated at 1.67 percent of the final average salary for each year of creditable service.
What's Next? Webinars
Congratulations on your retirement! To help you guide through this exciting process, TRS would like to invite you to its “What’s Next?” webinars.
Insurance Program Monthly Contribution Rates
Teachers' Retirement Insurance Program (TRIP) Monthly Premium Contribution Rates
Upcoming
Effective July 1, 2025
Chapter 14: Disability Benefits
If you become ill or injured, TRS can help.
Nonoccupational and occupational disability benefits are available to you when you are unable to work.
Chapter 14: Disability Benefits
If you become ill or injured, TRS can help.
Nonoccupational and occupational disability benefits are available to you when you are unable to work.
2021 Winter - Topics & Report Newsletter
COVID-19 Updates: Member Services Response & Investments Rebound
2020 Fall - Topics & Report Newsletter
TRS Works Hard to Overcome COVID-19 Effect on Investments