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Chapter 13: Medicare and Social Security
As an active TRS member, you may be required to contribute toward Medicare coverage. However, you do not contribute to Social Security on your TRS-covered earnings. We will not reduce your TRS benefit because of any Social Security benefit you may receive.
Tier 2 Disability
Disability Benefits
If you become ill or injured, TRS can help.
Go to this page to learn more about your Disability Benefits.
Tier I Disability
Disability Benefits
If you become ill or injured, TRS can help.
Go to this page to learn more about your Disability Benefits.
Summer 2023 - Topics & Report Newsletter
Extra TRS Funding Approved in Fiscal Year 2024 State Budget
Insurance Program Monthly Contribution Rates
Teachers' Retirement Insurance Program (TRIP) Monthly Premium Contribution Rates
Effective July 1, 2025
Chapter 1: Introduction
Created by the Illinois General Assembly in 1939, TRS has grown to be one of the largest teachers’ retirement systems in the United States with more than 462,000 active members, annuitants, and benefit recipients.
Chapter 1: Introduction
Created by the Illinois General Assembly in 1939, TRS has grown to be one of the largest teachers’ retirement systems in the United States with more than 462,000 active members, annuitants and benefit recipients.
Benefit Options for Members with Less Than Five Years of Service Credit
Single-Sum Retirement Benefit
A TRS member with less than five years of service credit and who taught after July 1, 1947, is eligible to receive a single-sum retirement benefit at age 65. This benefit is a standard annuity calculated at 1.67 percent of the final average salary for each year of creditable service.
2026 Important Retiree Tax Reminders
Please take note of the following annual events that affect you as a retired TRS member:
Chapter 14: Disability Benefits
If you become ill or injured, TRS can help.
Nonoccupational and occupational disability benefits are available to you when you are unable to work.